Kolade, T., Orekoya, S. and Adeniyi, O. . (2022) “Determinants of Financial Literacy and Its Effects on the Financial Behaviour of Undergraduates in a Nigerian University”, Ife Social Sciences Review, 30(1), pp. 11–26. Available at: https://issr.oauife.edu.ng/index.php/issr/article/view/162 (Accessed: 7 October 2025).